More than half of P2P transfers were made in small amounts

The Central Bank has published analytical statistical data on P2P (card-to-card) transfers for 2025. This was reported by Zamin.uz.

It has been revealed that during the past year, the majority of transfers made via card were used for daily settlements, small payments, and simple money exchanges between people. Interestingly, more than half of the total transactions corresponded to small amounts.

Specifically, 46.1 percent of all transfers were operations up to 1 million soms. In other words, every second transfer throughout the year was not a large sum but rather sent for ordinary, everyday needs.

The next categories in the statistics are also noteworthy. P2P transfers ranging from 1 to 5 million soms accounted for 16.8 percent, while transfers around 5 to 10 million soms made up 8.6 percent.

Regarding larger amounts, transfers from 10 million to 50 million soms accounted for 18.3 percent. Transfers in the 50 to 100 million som range constituted 5.4 percent, and those between 100 and 200 million soms made up 3.2 percent.

P2P transfers around 200 to 500 million soms were recorded with a share of 1.4 percent. Operations in the highest segment were few: only 0.2 percent of total transfers corresponded to amounts exceeding 500 million soms.

Overall, the 2025 figures show that the main part of P2P transfers is cash flow in daily life. People mostly made small and medium-sized payments quickly and conveniently via card.