In modern society, fraudsters use various psychological methods to achieve their goals. According to Russian psychologist, Doctor of Psychology, Professor Vera Nikishina, five categories of people are most likely to fall into the trap of fraudsters. These categories are as follows:
1. The elderly – They are considered particularly vulnerable to fraudsters. This is because they are not familiar with modern technologies and methods of fraud.
2. People with low critical thinking – Such individuals struggle to analyze information and can easily trust any information.
3. Gullible individuals – Those who trust people a lot and accept every word they say as true.
4. People who are extremely tired – Those who have not rested for a long time or are in a state of mental and physical exhaustion maintain less vigilance.
5. Individuals who prioritize personal interests – Fraudsters often deceive people with offers based on self-interest.
Main methods of fraud
Today, fraudsters use strong emotions such as fear, surprise, misunderstanding, aggression, or anger to deceive people. The stronger these passions are, the more likely individuals are to fall into their trap.
As Professor Nikishina emphasized, fraudsters base their scenarios on personal relationships. For example:
- For a mother – the safety of her child is important.
- For a child – avoiding being accused of wrongdoing is a priority.
- For elderly individuals – pension and financial matters are urgent.
Ways to protect against fraud
According to the psychologist's recommendation, the most effective way to protect against fraud is to maintain distance from strangers and be cautious in communication with them. Additionally, it is necessary to follow these recommendations:
- Limit conversations with unknown individuals – If an unfamiliar person approaches you with a specific task or offer, accept it with suspicion.
- Verify information from official sources – If someone introduces themselves as an official person, it is recommended to verify immediately through a trust hotline.
- Avoid strong emotional influence – When you feel fear or surprise, you should maintain vigilance and avoid making quick decisions.
- Do not disclose personal information over the phone – You should not give anyone your bank card numbers, passport numbers, or personal information.
The best way to protect against fraud cases is to continuously develop critical thinking and be aware of various fraud schemes. This approach is crucial in protecting individuals from financial and psychological harm.
