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Solar Panels and Loans: New Opportunities for Families

Uzbekistan
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Solar panels and loans: new opportunities for families
Starting from February 1, 2026, additional benefits will be introduced for families classified as "state-supported families." This was reported by Zamin.uz.

Now, families in this category will receive subsidies from the State Targeted Fund for Poverty Reduction amounting up to 100 times the minimum wage for installing solar panels with a capacity of 7-10 kW at their homes. According to current calculations, this amounts to up to 41.2 million soums.

This subsidy is not only a one-time aid but also provides long-term benefits. Solar panels reduce the family's electricity expenses, easing the stress related to payments during both winter and summer seasons.

This is an important step towards stability for the family and increases energy efficiency. Additionally, from this date, loans will also be provided to families in the "state-supported family" category under the Family Entrepreneurship Development Program.

Loans are issued through commercial banks and have terms of up to 4 years. The loan amount can be up to 75 times the minimum wage.

These funds are allocated for the following purposes: providing employment for able-bodied family members, starting or expanding small businesses, livestock farming, poultry farming, fishery, purchasing beehives, constructing greenhouses, or buying mobile trading equipment. The loan conditions are also designed to be favorable.

Families are granted a 1-year grace period, and the funds are transferred to the social cards of family members. Interest payments on the loans are covered by the State budget funds.

This creates favorable conditions for families to start or expand their businesses. These benefits and opportunities are implemented based on Presidential Decree No. PF-258 dated December 26, 2025.

According to this decree, starting from February 1, 2026, a unified Social Registry will be maintained, and families will be categorized into several groups based on their socio-economic status. The "state-supported family" category includes families with disabled or limited-capacity members, as well as those whose income is below the minimum consumption expenses.

In conclusion, this decision opens the door to real assistance and new opportunities for many families. If these programs are used properly, they can help improve families' financial conditions and enhance their quality of life.

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