A new banking system has been created in Russia that works even if the internet is disconnected

A new technical solution has been developed to ensure the stable operation of ATMs and payment terminals in the Russian financial market. This was reported by Zamin.uz.

This system allows banking devices to operate without interruption even in conditions where there is no mobile internet connection or when network outages occur. Elvira Nabiullina, the head of the country's Central Bank, provided official information regarding this innovation.

The main task of the new technology is to guarantee the provision of banking services in areas with poor communication quality or during emergency situations. Currently, specialists are thoroughly discussing the issue of adding banks to a special trusted list.

Financial institutions included in this list will have the right to use preferential communication channels. At the current stage, the country's largest financial organizations, including institutions such as VTB, Alfa-Bank, PSB, MTS Bank, and Gazprombank, are expected to connect to this system.

This process is planned to be implemented step-by-step, with the initial stage focusing on protecting the infrastructure of large commercial banks. These measures will serve to increase the resilience of the banking system to external factors.

The implementation of this technical solution was prompted by recent internet outages observed in the capital, Moscow, and other large cities. Due to network problems, the population and entrepreneurs were facing difficulties when withdrawing cash from ATMs or making payments via terminals at points of sale.

With the launch of the new system, it is expected that such technical limitations will be eliminated and the quality of customer service will improve. According to experts, organizing banking services independently of mobile internet is an important step in ensuring the security of the financial system.

This method helps maintain the continuity of payment systems not only during technical failures but also under conditions of cyberattacks or other external influences. In the future, possibilities for applying this experience to other service sectors are also being considered.